Home Loan Programs
Conventional Loans
Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been set by Fannie Mae or Freddie Mac. Typically, conventional loans have better rates, terms and/or lower fees than other types of loans. However, conventional loans typically require a borrower to have good-to-excellent credit, reasonable amounts of monthly debt obligations, a down payment of 5-20% and reliable monthly income. Conventional loans are ideal for borrowers with excellent credit and at least a 5% down payment.
FHA Loans
It's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.
Jumbo Loans
Designed for homebuyers purchasing higher-priced properties that exceed conventional loan limits. These loans offer competitive rates and flexible structures for well-qualified borrowers, making them ideal for luxury homes, high-cost markets, or unique properties. With options for primary residences, second homes, and certain investment properties, Jumbo Loans can provide large loan amounts without sacrificing smart financing strategies. Working with the right loan expert helps ensure the terms, documentation, and structure align with your financial goals.
VA Loans
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members. It offers some very great benefits to those that have served our country.
Quick Links
Programs
Blog
About Us
Social Media Links
YouTube
